Action Equipment offers a number of finance options to help you purchase the equipment you need for your home, land or farm.

Action Equipment accepts payment up to $1000 by Zip. You pay just 25% up front, with the balance paid off in three equal fortnightly payments, conveniently charged to your card. You’re not charged any interest or fees at all, provided instalments are paid on time.

We also offer financing through several other companies. Some have relationships with the manufacturers of products available from Action Equipment, which means we can offer special rates from time to time on particular products. Please ask in-store about current financing opportunities.

For example, through Q Mastercard, these are typical terms:

• Annual Account fee of $50 applies.
• An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions.
• Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period.
• Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.
• Standard Interest Rate applies to any outstanding balance at end of interest free period.
• Lending criteria, fees, T&Cs apply.
• Rate and fees are subject to change.

_{Fees, terms, conditions and lending criteria apply to all finance options and offers.}

Current offers

4.99% finance over 24 months with no deposit

Valid: 1 April 2024 to 30 April 2024
Qualifying brand(s): Polaris
Qualifying product(s): Sportsman 450 HO EPS, Sportsman 570 Premium EPS EBS, Ranger SP 530, Ranger 570 HD EPS ADC, Ranger 1000 EPS, Ranger 1000 Premium EPS, Ranger XP 1000 HD EPS ADC, and Ranger Diesel HD EPS ADC.

Terms and conditions:

NZBN Finance

^{Finance offer only available at participating Polaris Dealers and on selected models as stated and is not valid with any other promotions. Finance is provided by Polaris Finance, a program operated by De Lage Landen Limited Company No 1355515 and available for business purposes only on a Hire Purchase Agreement. Credit approval, fees, terms and conditions apply. Finance is based on a 24 month term, for full promotion details and structure please contact your Polaris Sales Representative. Offer ends 30/4/24.}

Private Consumer Finance

^{The interest rate of 4.99% p.a. is fixed for the 24-month term of the loan and applies to MY23 Ranger 530, 570 HD, 1000 (EPS and Premium), XP 1000 HD, Diesel HD, Sportsman 450 and 570 financed before 30 April 2024. No deposit, PPSR fee of $10.35, a monthly maintenance fee of $2, a UDC loan fee of $130 and a dealer origination fee will apply. The loan is provided by UDC Finance Limited. UDC’s lending criteria and standard terms and conditions apply.}

12 months interest-free

Valid: From 1 September 2023
Qualifying brand(s): All
Qualifying product(s): All purchases $499 and over

Terms and conditions:

^{Lending criteria, $50 annual Account Fee, fees, Ts & Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate (both 27.99% p.a.) applies at the end of LTF Interest Free Period. (See Ts&Cs for Q Mastercard Standard Interest Rate applicable to outstanding balance of a Standard Purchase.) Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts & Cs at any time without notice. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.}