Action Equipment offers a number of finance options to help you purchase the equipment you need for your home, land or farm.

Action Equipment accepts payment up to $1000 by Zip. You pay just 25% up front, with the balance paid off in three equal fortnightly payments, conveniently charged to your card. You’re not charged any interest or fees at all, provided instalments are paid on time.

We also offer financing through several other companies. Some have relationships with the manufacturers of products available from Action Equipment, which means we can offer special rates from time to time on particular products. Please ask in-store about current financing opportunities.

For example, through Q Mastercard, these are typical terms:

• Annual Account fee of $50 applies.
• An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions.
• Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period.
• Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.
• Standard Interest Rate applies to any outstanding balance at end of interest free period.
• Lending criteria, fees, T&Cs apply.
• Rate and fees are subject to change.

_{Fees, terms, conditions and lending criteria apply to all finance options and offers.}

Current offers

24 months interest-free

Valid: 1 September 2024 to 31 December 2024
Qualifying brand(s): Husqvarna
Qualifying product(s): Purchases $3490 and over

Terms and conditions:

^{24 months’ interest free is available on Long Term Finance (LTF) for in-store purchases only until 31/12/2024. Minimum spend $3490. Lending criteria, $50 annual Account Fee, fees, Ts & Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout the interest-free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Q Mastercard or Q Card Standard Interest Rate (28.95% p.a.) applies at the end of LTF Interest Free Period. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts & Cs at any time without notice. Valid 01/09/2024—31/12/2024.}

2.99% finance over 24 months with no deposit

Valid: 1 July 2024 to 31 December 2024
Qualifying brand(s): Polaris
Qualifying product(s): All 2023 Sportsman ATVs (except Sportsman 450), All 2023 and 2024 Ranger models (except Ranger 150), and all 2022 and 2023 RZR recreational vehicles (except RZR200)

Terms and conditions:

Business Finance (DLL)

^{* Finance offer only available at participating Polaris Dealers and on selected models as stated and is not valid with any other promotions. Finance is provided by Polaris Finance, a program operated by De Lage Landen Limited Company Nº 1355515 and available for business purposes only on a Hire Purchase Agreement. Credit approval, fees, terms and conditions apply. Finance is based on a 24-month term, for full promotion details and structure please contact your Polaris Sales Representative. Offer ends 31/12/24.}

Private Consumer Finance (UDC)

^{* This offer is based on the MY23–24 Ranger, MY22–23 RZR models, MY23 General and MY24&nbspXpedition models at 2.99% p.a. interest rate fixed over a two-year loan term. The third/third/third repayments are based on the RRP of each model, a $10.35 PPSR fee, a UDC loan fee of $130 and a dealer origination fee of $250 will apply. The offer requires an up-front deposit of the first third of the total RSP price plus fees, a further payment of a third on the one-year loan anniversary; and a final payment of a third to be paid on the two-year loan anniversary.}

^{This Polaris Finance offer is only available on new MY23-24 Sportsman/Scrambler, MY23–24 Ranger, MY23 General, MY24 Xpedition and MY22–23 RZR models purchased from 1/10/24—31/12/24 (while stocks last) at RRP only. The loan is provided by UDC Finance Limited and is only available through UDC/Polaris approved dealerships. UDC Finance Limited’s lending criteria, standard terms and conditions apply. This offer cannot be used in conjunction with any other discounts or offers.}

12 months interest-free

Valid: From 1 September 2023
Qualifying brand(s): All
Qualifying product(s): All purchases $499 and over

Terms and conditions:

^{Lending criteria, $50 annual Account Fee, fees, Ts & Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate (both 28.95% p.a.) applies at the end of LTF Interest Free Period. (See Ts&Cs for Q Mastercard Standard Interest Rate applicable to outstanding balance of a Standard Purchase.) Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts & Cs at any time without notice. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.}